401(k) Plan Design & Advisory

AWM Global Advisors advises business owners on 401(k) plan design, investment option selection, and fiduciary responsibilities. A well-structured plan benefits both the owner and employees while managing the plan sponsor's fiduciary exposure.

• Plan design — traditional, safe harbor, Roth, and profit-sharing options
• Investment menu selection and ongoing fund review
• Plan sponsor fiduciary guidance and documentation
• Employee enrollment and education support
• Coordination with recordkeepers, TPAs, and ERISA counsel
• Benchmarking fees and investment options against plan alternatives