Financial Planning for Business Owners

Business owners face financial planning challenges that employees typically do not — concentrated business wealth, tax complexity, succession risk, and retirement plan design decisions that affect both owners and employees. AWM Global Advisors provides integrated advice across all of these areas.

• Exit and liquidity planning — structuring a tax-efficient business sale or transfer
• Succession planning — ownership transitions to family, employees, or third parties
• Retirement plan design — 401(k), cash balance, defined benefit, SEP and SIMPLE IRAs
• Executive compensation — deferred comp, equity, and benefit plan analysis
• Personal wealth coordination alongside the business
• Key-person and buy-sell insurance analysis