Cash Flow Management


A common fear among baby boomers is running out of money. Life expectancy continues to increase, adding more years in retirement and healthcare costs continue to rise putting many at risk of outliving their assets.

By analyzing your cash flow situation, we are able to estimate if you’re on track for retirement. If you’re not on track, our goal is to help get you there so you can have peace of mind.

Cash flow refers to the in and out motion of money. Engaging in the process of cash flow management involves understanding the components that make up where money comes from, where it goes and what choices are appropriate to meet your lifestyle goals. It’s an active and continuous process.

To analyze your cash flow, we look at all your income sources, fixed expenses, discretionary expenses, taxes and savings. This allows us to get a better understanding of your financial situation and gives us the ability to project future scenarios. For example, if you’re approaching retirement we can project how much money you will have during retirement and then estimate if that money will last throughout your life while factoring in future taxes, inflation and the projected rate of return on your portfolio.

Analyzing your cash flow throughout the year will help you monitor your money so you can make sure you’re bringing in more cash than you’re spending.

In 2017, AWM Global Advisors was ranked by Advisory HQ as one of the top 10 Wealth Advisors in San Diego. AdvisoryHQ considered at a wide range of factors in the selection process including fiduciary duty, independence, transparency, level of customized service and years of experience amongst others. Details of the selection process can be found in the link below. Firms do not pay a fee to be selected nor are they advised that they are under consideration until after the selection is made. No employees or clients were interviewed during the selection process. Third-party recognition from rating services are no guarantee of future investment success. Working with a highly-rated advisor does not ensure that a client or prospective client will experience a higher level of performance. Methodology for Ranking Top Advisors in the U.S and U.K.